As usual, you don't havs a clue.
Joe choose to coach at IUP because his wife and her family are from Indiana. PA. Because of that, he and his wife wanted to raise their children there.
He is not "stuck" there. Joe made the decision to coach there for family reasons. He has no intention of leaving, regardless of the money that could be made elsewhere. He's had plenty of opportunities to go and coach at higher paying schools.
From Wikipedia:
"During his time as the head coach of the IUP men’s basketball program, Joe Lombardi has proven to be the most consistent and dominant coach in the Pennsylvania State Athletic Conference, and one of the most recognized and respected not only the Atlantic Region, but the entire nation.
In 15 seasons, Lombardi has a 333-102 (.774) overall record with 10 NCAA tournament appearances, five PSAC tournament titles (2010, 2011, 2013, 2019, 2020), two Atlantic Region Championships (2010, 2015) and two Division II National Championship Game appearances (2010, 2015).
He boasts a 204-54 (.791) record in conference games and has won 10 PSAC West regular season titles, including a record five straight on two occasions - 2010-14 and 2016-20. Lombardi has also been the top postseason coach in IUP history with a combined record of 40-17 (.702) in PSAC and NCAA tournament games."
I know Joe's career priorites for a fact because I am a long time friend of the Lombardi family. He is perfectly happy at IUP and extremely proud of the basketball program that he has built and guided there.