Perhaps this is something they need to look into going forward. I'm not sure how much a $10 million or $25 million insurance policy would cost given the minimal risk that the player sustains a career-altering injury in one of the 50 snaps they play but it couldn't eat into their profit that much and they sell more tickets.
Would like to see bowl games pay for insurance policies for players
- Thread starter Sean Miller Fan
- Start date
These players should have insurance through the schools.
insurance policies for every player in a bowl game, sounds cheap. what's a premium for a 10 million dollar policy? Not multiply that by every player in the game? you want a bowl game sponsor to pay that?
I'm talking more of a 1 game/very high dollar amount type designed only for guys who will insanely wealthy in a few months. Right now, Pickett probably has a policy where only makes a few million if he has a career ending injury
still quite a hit to the pocket book though i'd imagine. they are giving out 300 dollar gift cards now
not needed for every player...each team could put 10-15 candidates out there based on their draft potential...it is a one game policy, might be 50 grand per team.
now, if you will excuse me I have to go throw up in that that blind squirrel that is SMF actually found a good idea nut and my stomach can't handle it..
I don't know. How much would a 50 snap $20 million policy cost? $50,000??? If they get 333 more fans, it pays for itself.
I have some premium ocean front property near Uniontown for sale if you think you can get that deal.
Its 50 snaps, not a season. I can't imagine it would be more than $100K. Its free money to Lloyds of London
Unless his knee gets busted. Then not free.
it’s why it is called insurance. Are you just messing with people here by acting stupid? This has to be a put on.
Not every player requires a $10 million policy.
Only those projected to be first round picks.
The fact that there has never been a QB who had a NFL-draft-altering injury in a major bowl shows that the possibility is *VERY* small.
He has just as much chance of blowing out his knee at the combine or the senior bowl practices.
Insurance pools need to be large, or they don't work. That's literally the concept of insurance.
I think I understand. The risk Pickett blows out his knee on Dec. 30 is almost none. Its 1 game, not a season. That's why the premium would be far less than if you were insuring a season. Thus, its essentially free money to Lloyds. How do you not understand this?
Who's paying for that and how much does it cost? And who writes these policies? Let's not forget that going into this season there was little reason to believe Pickett's career earnings were going to be a few million.
If it was almost none he would have little reason to not play.
I am completely clear on how you do not understand this. And that goes for most other things as well.
Lloyd's of London will underwrite anything. I said bowls should pay so 1st Rounders play in them. It would help their ratings and attendance
What is the risk Kenny blows out his knee in this game? Honestly.
I would say a .001% chance, maybe .0001%. That is very close to 0. Now you try. What do you think? 10%? 20%?
You are great at spending other people’s money while having no accountability for it whatsoever.
Let me guess, you work in marketing or HR?
Please answer the chance Kenny blows out his knee. I said close to 0. You seem to think its much greater than that.
My question is who is paying for the policy you think he already has. And how much does it cost?
IDK, but the injury rate for football is 75.4 injuries per 1000 players per game. 16% of all football injuries are knee injuries. 11% hip or groin, 10% ankle, and so on. There is a notable risk of injury that could impact draft stock, much higher than ".001-.0001". Like many many times higher than that, you can do some math from the numbers I gave you above plus whatever you can find in medical studies online.
I hope he plays of course
It is quite a bit greater than 0% chance that he gets hurt to affect his draft status. Stop being a dolt for the day. You have reached your limit.
Ok then tell me the chance he blows out his knee? Still waiting? 10%? 50%? What is it?
Those numbers are meaningless because we are talking about career altering injuries not something minor of which there are tons of those.
What percentage of players blow out their knee per game?
I am sure he has a $1 or $2 million policy that he or the school paid for that is relatively cheap. Probably like $25K. Nit sure if he or the school pays.
What is not close to 0 to you? I need an answer. Remember, I am a dolt for saying his risk of a career-altering injury by playing 1 game is close to 0. So what is not close to 0 to you? 10%? So 1 out of every 10 1st Round QBs blow their knee out every game?
Dude, its really really close to 0. I am smart and you aren't.
You should propose this to the Peach Bowl committee to see what their reaction would be.
Still waiting on your percentage estimate. When people say stupid things, I call them out on it. I am right. You are wrong. You know it and its why you wont answer. Another W!
Dude, this is what I said. To evaluate the chance a QB suffers a career-altering injury in 1 game, you would look at the number of QB games played and the number of career-ending/career-altering injuries by those QBs. My guess is that 1 out of 1000-5000 QB games played suffer such an injury. Im not talking about ankle sprains or broken collarbones, etc. They would be insuring the type of injury that causes Pickett to go from 1st Round to middle round.
A broken right index finger could be a problem for a year. A broken ankle or elbow too. A badly enough torn shoulder can hurt range of motion. I could imagine any being somewhat bad for draft stock even if not horrible.
