The AD Fund email was written intentionally vague because the House settlement isn't final. The way I understand it, the AD Fund is the player/payroll Fund. Pitt is going to pay $20 million so if it can raise $5 million from boosters, then they only have to pay $15 million. Pitt doesn't have the donor base to fund this AND a booster collective so my feeling is that A412 will be done.
What you suggest makes no sense but then again, none of this does. You are suggesting that instead of me donating to A412, I donate to Pitt and then they give my money to A412 so that my contribution isn't counted toward the $20 million. So why not just donate directly to A412 if that's where the money is going? I think A412 is done.
No, that's not what I'm saying.
I'm saying there are three parts to this:
1) The revenue sharing piece, of which schools are permitted to pay up to $20.5M however they see fit
2) NIL - no cap
3) NIL backpay settlement - I believe the NCAA is handling the schools' portions due in the form of lesser payouts over the next ten years
So, yeah, Pitt will probably need donor support just to be able to reach that $20.5M figure in #1. We are in agreement there. And yeah - it very well may decimate their NIL collective.
However, Alabama and company will not need any help hitting the $20.5M. They will cover that easily with the conference payout. And they will have plenty left over to cover athletic dept expenses (coaching salaries, travel, facility upgrades, etc.), because they're about to receive exorbitant amounts of money for this new TV deal.
So, whereas Pitt will be lucky to hit the $20.5 figure, Alabama will hit it and tell all their donors to only donate to NIL, not the athletic dept. Multiple schools (Ole Miss was one) have already done that this past year.
So, at the end of the day, the total player payment disparity is going to be AT LEAST the same as it is now. Probably more, because as you mentioned yourself, Pitt may need to direct funds away from its NIL just to cover the first $20.5M.
And then I said that I don't think the schools are as restricted from funding NIL as people think (that's the only reason I used the AD Fund example at Pitt; I wasn't saying what you interpreted it as). So, since Alabama will probably have some money left over, they'll probably throw that into NIL on top of it all.
So, for the entire athletic dept, let's say right now it is:
Alabama
Paying players $0 from the school
Paying players $20M from the NIL collective
Pitt
Paying players $0 from the school
Paying players $7M from the NIL collective
$13M difference
What I am saying to you is the future is probably going to look something more like this:
Alabama
Paying players $20.5M from the school
Paying players $32M from the NIL collective
Pitt
Paying players $20.5 from the school
Paying players $2M from the NIL collective
$30M difference