How is that incorrect?
There have been many scholarly studies concerning the psychology of people's level of fear of various things that appear to threaten. Here is a link to a discussion of the phenomenon.
https://www.schneier.com/blog/archives/2006/11/perceived_risk_2.html
People can be just as, or even more, afraid of high hazard, very very low probability events as they are of higher probability high hazard events. The severity of the event, or potential event, often carries more psychological impact than its probability. A maximally severe Nuclear Power plant accident is a classic example. One's chances of dying from such an event is vastly less than one's chances of dying from many many other things. In fact it is vanishingly small. Yet, people tend to fear it much more than many other far, far, more likely to kill you events. Another more common example is people being more afraid of taking an airplane flight than taking a trip in their car even though statistically the latter presents a much higher statistical risk of dying.
So, even if you are within, or just discussing, a demographic where Covid is statistically highly unlikely to cause serious harm or death (but there are a few cases) you might still be more afraid or concerned about it than many other things more likely to cause similar or greater harm. Sensational media coverage has a big impact on this perception as noted in the linked discussion.
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